These new lllinois laws could impact you health and wellness in 2025

Insurance Coverage

Prostate and Cervical Cancel Cancer Screenings: Insurance Companies must cover annual prostate cancer screen individuals, rgs and cervical smears for all insured individuals, regardless of  gender .

Hearing Instruments: New insurance plans must provide coverage for medically  necessry hearing instruments and related services for all individuals .

Epinephrine Injectors: Insurnce companies must limit the total price of a twin-pack of medically necessary epinephrine injectora to $60 or less .

Mental Health Therapy: Coverage for mental health therapy services will be extended to police officers, fire protection district members, and their spouses or partners .

Dental Procedures: Dental insurance companies cannot cannot deny claims on procedures that were subject to prior authorization unless specific criteria are met .

Reproductive Health Care

Expanded Coverage: Bills covering reproductive health care will go into effect, broader access to necessary services .

Student Wellness

Relaxation Activities: Students will have access to relaxation activities during school hours 1.

Medical Insurance Reforms

Step Therapy: The practice of requiring patients to try cheaper drugs before being approved for more expensive ones will be prohibited  .

Limited-Duration Insurance: The sale of limited-duration medical insurance coverage that doesn’t meet minimum standards established by the federal Affordable

1 NBC Chicago

Yes, l saw that! Starting january 1, 2025, lions will implement nearly  300 new laws, many of which will directly impact health and wellness . Here are some key highlights:

Insurance Coverage

Prostate and Cancer Screenings: Insurance companies must cover annual prostate cancer screenings and cervical smears for all insured individuals, regardless of gender  .

Hearing instruments: New insurance plans must provide coverage for medically necessary hearing instruments and related services for  all individuals, not just those under 18 1 .

Epinephrine Injectors: Insurance companies must limit the price of a twin-pack of medically necessary epinephrine injectors to $60 or less  .

Mental Health Therapy: Coverage for mental health therapy services will be extended to police officers, fire protection district members, and their spouses or partners  .

Dental Procedures: Dental insurance companies cannot deny claims for procedures that were subject to prior authorization unless specific criteria are met  .

Reproductive Health Care

Experienced coverage: Bills covering reproductive health care will go into effect, ensuring access to necessary service .

Student Wellness

Relaxation Activities: Students will have access to relaxation activities during school hours 1 .

Medical Insurance Reforms

Step therapy: The practice of requiring patients to try cheaper drugs before being approved for more expensive ones will be prohibited  .

Limited-Duration Insurance: The sale of limited-duration medical insurance coverage that doesn’t meet federal standards will be prohibited  .

Other Notable Laws

Prosthetics and Shortish:Insurence companies must cover prosthetic or custom orthotic  devices that are mesically necessary for physical activies.

Genetic Cancer Screening: acoverage for genetic cancer screening and testing for high-risk patients will be required.

Vaccine Administration Fees: Insurance companies must cover vaccine administration fees without copay or deductible.

Colorectal cancer screenings

people with an average risk if developing colon cancer should get regular screenings between ages 45 and 75. These screening can include different options, including a colonoscopy or a fecal immunochemical test (FIT) from the comfort of your home. There many be tests that are described as colon cancer screenings but are not consided safe and effective and thear fore they are not covered by your plan Your doctor will let you know hou often you’ll need a colon cancer screening.

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